Family is more than just household members, they are a team, rich with priceless memories, vested in a bright future together.

Nap time. See u in a few. Biz Fest is almost here!

1Min and broadcast live wpsltv.com

Xactly 24 hrs away from Biz Fest! Giving God the glory 4 bringing us to it! I'll b interviewed 2nite 6pmEST WPSLTV.COM

BIZ FEST FLYERS UP AT THE FOLLOWING JENSEN BCH LOCATIONS: FED EX OFFICE, MATTRESS X-PRESS, THE VITAMIN SHOPPE + PANERA.

Good morning :)

I just went viral. Go to myvenuenow.com to see the video. I am mvn's spokeswoman!

When I was a child I had a dream...Come true...Last week, MyVenueNow.com spokeswoman and today, voice of Clean Air Tech!

MyVenueNow.com Team Port St. Lucie is going before PSL City Council tonight re: BIZ FEST! www.myvenuenow.com/bizfest

Heading to City Hall to sit in on the City Council meeting. This is prep for May 23rd, when Biz Fest is on the agenda!

Tidbits of love

From a message I received through Pastor Dave:

God's promise for today is found in James 1:5 "If any of you lacks wisdom, he should ask God, who gives generously without finding fault, and it will be given to him." 

 

God's promise "Ask Me for wisdom and I will generously give it to you."

 

God loves it when we ask Him for things we need.  In Matthew 7:7 - 11 Jesus encourages us to keep on asking, keep on seeking and keep on knocking and our heavenly Father will give us what we need.  In today's promise, we read than ask God for wisdom and He is glad to give it to us.

 

We need wisdom to navigate through life. So what wisdom do you need today that you do not yet have? Simply ask God your heavenly Father fro the wisdom you need and He will generously give it to you with out finding fault in your asking.

 

God is a good Father who gives good gifts to His children. James 1:17 says " Every good and perfect gift is from above, coming down from the Father of heavenly lights, who does not change like the shifting shadows."

 

What decisions do you need to make today? What area of your life do you need God's wisdom today? Just ask!

 

God promised "Ask Me for wisdom and I will generously give it to you."

Special thanks to Mayor Faiella for referring me to Arca Construction owner, Al Landers. Thank you Al for inviting me to BNI!

Are you available this Saturday for a volunteer Biz Fest meet and greet?

Open Registration for Port St. Lucie Small Buisness! www.myvenuenow.com/bizfest

Biz Fest is coming to Port St. Lucie! Open Registration for Free 10x10 Booth!

The hot summer months are coming! What better way to get ready than to plan for

Biz Fest on June 18th at the Port St. Lucie Civic Center! 

There will be a kid zone with bounce houses for the kids and relaxation stations for parents and children to just kick back. Musicians and performers on main stage. Plenty of room to dance the day away! Cold drinks and shade. The Village Square Fountains are just behind main stage and provide a free, refreshing escape. Delicious foods and friendly vendors. While you enjoy the beautiful day, meet and greet the local small businesses who are free to attend! This community outreach through Project Small Business is our own brand of local stimulus.

The event will begin with a 1K Walk to Benefit the American Red Cross. The Big Red Buses will be there for blood donations and giveaways. Sea Coast National Bank has graciously sponsored the event and will have a central booth. Biz Fest is Presented by MyVenueNow.com, whom will showcase the local small business and provide plenty of free giveaways! Mayor Faiella will make a presentation and IRSC will have speakers.

All ages and areas are invited to attend! For more information and to register, please check out www.myvenuenow.com/bizfest

Please add our event to your community events calendar.

Also, our rule of thumb is word of mouth advertising and cross promotions.

Help us, to help you.

Sincerely,

Nicole Molino

Project Small Business: Community Outreach

772-204-1931

Launching "Project Small Business"

I'm very excited to announce that I will be focusing my work on my new baby, "Project Small Business".

This morning, I met with Mayor Faiella of Port St. Lucie to discuss the needs of our local community. She has given me her support in my endeavor to reach out to the local community.

I would like to get your feed back. As a small business owner or patron, what is your primary concern or need during these tumultuous times? You may reply/comment here or email me directly at nicole.molino@gmail.com.

Copyright 2011 Nicole Molino

Right Now

In times so uncertain
feelings all backed up
responsibility and second glances
love and being good

Preserve thyself
myself
for you
for me

lovely places ghostly spaces
life
eternity
Copyright 2011 Nicole Molino

Is it normal for a child with ADHD to lie. my child lies about really big issues - Moms of kids with ADHD - Circle of Moms

Everyone tells a lie. Nature vs. nurture determines the response we as parents either pro- or re- actively embrace.

Is it normal for a child with ADHD to lie. my child lies about really big issues - Moms of kids with ADHD - Circle of Moms

My response:

I would have to wonder about the bipolar aspect too. We all need to remember the term co-morbidity. Thats the term I remember being told by a highschool friend of mine, who i grew up knowing she was a little different but I liked her and we hung out in similar circles. When I saw her at my sons elementary school, she was sub-ing for one of the teachers that were out on maternity leave. I was waiting to see the principal about issues that he needed to address with my sons teacher; whom had managed my son inappropriately. This friend of mine explained how her parents went through medicating her and taking her to drs and to always remember that the label "they" give your child, doesnt explain it all. Another friend of mine explained that this type of child was just born into the wrong century :) Sometimes you need to remember to step into your child's world. Try to realize and imagine the coping skills they are developing while growing up in this crazy world. Reinforce the good. Down play the bad. And hugs and kisses! Create your own therapy! We can provide our children with painting and music, massage and meditation, excitement and site seeing. Encourage yourself and your child to enjoy their childhood. Send them off into the world in confidence and purpose.
XO
I have a blog that may be helpful.http://bringingupfamily.blogspot.com
I have to find a way in this world. A way to empower myself, my family, my friends, my colleagues, our community!

Copyright 2010 Nicole Molino

What to Do When You Feel Like You Birthed a Monster - Mamapedia™ Voices

What to Do When You Feel Like You Birthed a Monster - Mamapedia™ Voices

The blog I am linking to raises a very important topic for mom's and dad's alike....heck for all those involved in the care of a child!

Our adult attitudes and stressors directly impact the way we interact and respond to our children.

Speaking of, I need to go check on my lil guys.

Enjoy the link!

Rock the Universe is coming to Universal in Orlando!

Rock the Universe!

Christian Rockers will be heading out September 10th and 11th.
Universal Studios is hosting an event headlining Toby Mac and Jars of Clay amongst others.

Check out the Official Link!

Something to think about

A reason I am grateful to my parents for raising my in the church, is knowing the word kept hidden in my heart. I consider myself a sort of seeker. Seeker of knowledge and truth. 

Rather than rant on I would prefer the anointed Word of God speak for itself. I do not necessarily need some one to interpret for me, but pray for understanding.

Matthew 6 (New International Version)

Matthew 6

Giving to the Needy

 ¹"Be careful not to do your 'acts of righteousness' before men, to be seen by them. If you do, you will have no reward from your Father in heaven. ²"So when you give to the needy, do not announce it with trumpets, as the hypocrites do in the synagogues and on the streets, to be honored by men. I tell you the truth, they have received their reward in full. ³But when you give to the needy, do not let your left hand know what your right hand is doing, ⁴so that your giving may be in secret. Then your Father, who sees what is done in secret, will reward you.

Prayer

 ⁵"And when you pray, do not be like the hypocrites, for they love to pray standing in the synagogues and on the street corners to be seen by men. I tell you the truth, they have received their reward in full. ⁶But when you pray, go into your room, close the door and pray to your Father, who is unseen. Then your Father, who sees what is done in secret, will reward you. ⁷And when you pray, do not keep on babbling like pagans, for they think they will be heard because of their many words. ⁸Do not be like them, for your Father knows what you need before you ask him. ⁹"This, then, is how you should pray:
   " 'Our Father in heaven,
   hallowed be your name,
 ¹⁰your kingdom come,
   your will be done
      on earth as it is in heaven.
 ¹¹Give us today our daily bread.
 ¹²Forgive us our debts,
      as we also have forgiven our debtors.
 ¹³And lead us not into temptation,
   but deliver us from the evil one.^[a]' ¹⁴For if you forgive men when they sin against you, your heavenly Father will also forgive you. ¹⁵But if you do not forgive men their sins, your Father will not forgive your sins.

Fasting

 ¹⁶"When you fast, do not look somber as the hypocrites do, for they disfigure their faces to show men they are fasting. I tell you the truth, they have received their reward in full. ¹⁷But when you fast, put oil on your head and wash your face, ¹⁸so that it will not be obvious to men that you are fasting, but only to your Father, who is unseen; and your Father, who sees what is done in secret, will reward you.

Treasures in Heaven

 ¹⁹"Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. ²⁰But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. ²¹For where your treasure is, there your heart will be also. ²²"The eye is the lamp of the body. If your eyes are good, your whole body will be full of light. ²³But if your eyes are bad, your whole body will be full of darkness. If then the light within you is darkness, how great is that darkness!
 ²⁴"No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.

Do Not Worry

 ²⁵"Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? ²⁶Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? ²⁷Who of you by worrying can add a single hour to his life^[b]? ²⁸"And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. ²⁹Yet I tell you that not even Solomon in all his splendor was dressed like one of these. ³⁰If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? ³¹So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' ³²For the pagans run after all these things, and your heavenly Father knows that you need them. ³³But seek first his kingdom and his righteousness, and all these things will be given to you as well. ³⁴Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.

Footnotes:

1. Matthew 6:13 Or from evil; some late manuscripts one, / for yours is the kingdom and the power and the glory forever. Amen.
2. Matthew 6:27 Or single cubit to his height

Resist the Urge to snack and ~*Light a Candle*~

Stress and need for organization can cause some to feel like snacking, munching, eating...

A great alternative is sniff into a sweetly scented candle and light it, adding ambiance and comfort to the environment.

Chosen

Raising a family is no easy thing. Todays families are overwhelmed and affected, while being pushed to the limits and beyond. How many plans fall through the cracks? How many promises unkempt?

Have you ever let someone else define you? Sure, come on, you do it all the time. You're a parent, a teacher, a lover, a friend. But who are you really? Where does your heart escape to? It is time to realize that individuals can recommend but only YOU can make the choice.

Psalm 3 (King James Version)

My sister and I were speaking a few nights ago. I told her how I prayed that God use me to in my family, in my friendships, in my neighborhood. But, she pointed out to pray to BE usable. Teach my Lord, make me usable by you. Guide my way.

Psalm 3

 ¹Lord, how are they increased that trouble me! many are they that rise up against me.
 ²Many there be which say of my soul, There is no help for him in God. Selah.
 ³But thou, O LORD, art a shield for me; my glory, and the lifter up of mine head.
 ⁴I cried unto the LORD with my voice, and he heard me out of his holy hill. Selah.
 ⁵I laid me down and slept; I awaked; for the LORD sustained me.
 ⁶I will not be afraid of ten thousands of people, that have set themselves against me round about.
 ⁷Arise, O LORD; save me, O my God: for thou hast smitten all mine enemies upon the cheek bone; thou hast broken the teeth of the ungodly.
 ⁸Salvation belongeth unto the LORD: thy blessing is upon thy people. Selah.

Lost and Found

Do you ever ask yourself, "How did I end up here?"
When in the throws of raising a family, there are times when you most certainly feel thrown off course.
My cure for those moments are Family Fun Nights! or days, which ever happens first.

I think back to when I was a child... we had plenty of time at church, but not so much one on one time. Maybe my memory doesn't serve me well... No real time at sporting events or developing hobbies. For us it was vacation bible school and play dates with the neighbors. Such fond memories... why haven't I found those childhood friends on Facebook yet???

Everyone has those fleeting moments when they wish things were different, perhaps wondering what if you had made a different choice? Well, nothing can undo who our parents are or the path we've traveled. Nothing can change who we are now parenting and mentoring. That is where it's vital to stop wondering around lost and rather realize we have found our place and purpose, directing the family we have and guiding our children's lives.

I give kudos to my parents, they did the best that they could... well my mom did no doubt. My father...well, I'll explore that avenue on a different day. He meant well and certainly I can remember times feeding the ducks and going on long walks with him. There just came a point when I struck teenage years and I wasn't such a good girl in his eyes anymore... who me? can you believe it?!

As good or bad as I've been, here I am a mother of 2 and still not close to perfection. But I strive to give my children everything I could dream for them. That doesn't mean that I can afford to have them living in the lap of luxury, but that does mean that the moments we spend together will add up to time well spent.

Those of you who know me understand that raising my family hasn't been an easy venture. I imagine there's no such thing as easy where family is concerned. I can see how a mother can become detached and go on autopilot, just making sure everyone is taken care of.

Part of my journey in finding myself has been to realize that I have more to me than just the scope of motherhood. But that is besides the point! All week I have been cleaning up crusty eyes and runny noses. Woken up to late night fevers and giving cool showers. Listening to stories about Pokemon characters and Playstation strategy. This week has definitely been low key, which is a drastic difference from last weeks running around and days in the pool. I will embrace every beautiful moment as they come my way, snuggling my boys and getting way too wet kisses from them, yuck!

Copyright 2010 Nicole Molino

Psalm 2

What is going on in the world? And what in the world is going on with me? I have not a care about all the impending doom around me. Somehow, I am staying focused on what needs to be done to take good care of my kids and strengthen the relationship with their father, my fiancé. 


Guatemalan Sink Holes, Joran van der Sloot apprehended, BP's oil catastrophe, Isreali Palestinian conflict.... blah blah blah


My kids like to say that, blah blah blah


We have the summer to plan and bills to pay. 
Jobs to work hard at, so I pray.
Pray for angels of protection and the Light to guide our way.


My kids learn a lot from me, but most importantly is a strong foundation in faith. The following scripture speaks to me of that faith, deep rooted and regardless of whole hearted or small as a mustard seed; He will guard me and protect us.


Holy Bible ~ King James Version

Psalm 2

1 Why do the heathen rage, and the people imagine a vain thing?
2 The kings of the earth set themselves, and the rulers take counsel together, against the Lord, and against his annointed, saying,
3 Let us break their bands asunder, and cast away their cords from us.
4 He that sitteth in the heavens shall laugh: the Lord shall have them in derision.
5 Then shall he speak unto them in his wrath, and vex them in his sore displeasure.
6 Yet have I set my king upon my holy hill of Zion.
7 I will declare the decree: the Lord hath said unto me, Thou art my Son; this day I have begotten thee.
8 Ask of me, and I shall give thee the heathen for thine inheritance, and the uttermost parts of the earth for thy possession.
9 Thou shalt break them with a rod of iron; thou shalt dash them in pieces like a potter's vessel.
10 Be wise now therefore, O ye kings: be instructed, ye judges of the earth.
11 Serve the Lord with fear, and rejoice with trembling.
12 Kiss the Son, lest he be angry, and ye perish from the way, when his wrath is kindled but a little. Blessed are all they that put their trust in him.

A Woman's Worth by Alicia Keys

Artsy Craftsy

This weekend, my boys and I went on a camp-away trip. Even though when asked if they could bring it and I said NO, it still managed to sneak onto the trip with us. I can't tell you how many times I heard, "Can I have the Gameboy back mommy?" So what's a mom to do? You tell your children no, and they whine. Explain that we're out enjoying nature; try shushing and teach them that we're supposed to enjoy the peace and quiet... and then a scared-y cat scream announces the presence of a bug!

If this trip has taught me anything, it's that we are far too plugged in. The funny thing is, the Gameboy has been out of sight for months! Only just this past week did it reappear and just that fast, they were hooked right back on it.

I've often wondered, how sensitive is the young mind? How do addictive adults become that way? We get hooked on little things from young, early on in life. For me, it was my  baby dolls (I have my kids now), singing along to smooth vocals, writing in my journals, painting and drawing. I still enjoy these artsy activities; yet my children find it torturous to sit down for any of it, or stand for that matter. So, my goal for this summer is to immerse the boys in hands on activities and make technology free zones and time frames. And fun, can't forget fun ;)

They're really gonna love me now ;)

What if, just maybe, they have a good time and enjoy themselves? And what if, just maybe, I fall more in love with the two little men who mean more to me than anything in this entire universe to infinity?! This summer is going to be spectacular! My oldest will be turning nine and the younger will be five. My nearly five year old talks about being ten and reaching the petal to drive his car that I have to buy him. He is so full of knowledge and information, he teaches us all about the world as he discovers it, allowing you to discover it along with him. This weekend was all about snake fish. My oldest, well, he's going through a rough time. Not that he's actively aware of it, just something I know and guide him through. But, this child is bright eyed and full of wonder! Totally out of character, he's actually the more quiet one letting his little brother take center stage. So for him, it will be the summer of making memories that will last a life time!

We'll find a way to turn their love of electronics into a love for arts and crafts.

Please comment with any ideas you may have, we'd love to give it a try! Or just leave me a message about one of your favorite childhood memories :)
Please come back and visit my blog Bringing Up Family and feel free to invite your friends and family to follow me.
thanXo
    

Article and Photos Copyright 2010 Nicole Molino

Do I need to teach you?

Boys will be boys and mine certainly live up to this phrase!

I've gone through all the motions and they're getting old.

Recently, when my boys aren't making the best choices, I've been asking them do I need to teach you how...?

For instance, a neighborhood kid came to complain against my 8 yr old and I asked my son, Do I need to teach you how to speak kindly? He thought for a moment and said, no mom, I know how.

Its nice finding a way to avoid an argument and let the children work things out on their own.

You're Beautiful!

It has been at least ten years since I have learned a valuable lesson from my wise Aunt. I could not have been more than twenty years old. Lets just say my life was a bit of a whirlwind and I didn't know which direction I should go.
I was visiting my dad at his cozy efficiency apartment.
My father happened to call his youngest sister long distance and after a brief catching up, put me on the phone with the Aunt I'd never met. She and I had only seen pictures of one another and they were few. We've spoken on a number of occasions, enough to know that we both had been through ups and downs and still both able to hold onto hope and love of God.
"You're beautiful," my Aunt lovingly said.
"Nah, you should see me today," I laughed at her comment, repelling it.
"But you are a precious child of God and you are so beautiful," my Aunt reassured me.
I looked down at my grundgy tshirt, flannel overshirt and baggy jeans, touched at my long multi-colored hair.
"You know you should learn how to take a compliment. Just say Thank You."
This loving instruction, so simple and to the point, has been the single largest self esteem building tool I have in my utility belt.
Just being able to say thank you when complimented is a jewel I have passed along to all who have tried to repel my compliments towards them.

Try it today. See how life might change for you and who's life you might change by sharing it :)

Copyright 2010 Nicole Molino

December Is Closing

Nearly a month has past since she last wrote.
So much to tell, but she will keep it to herself.
This month has had so many highs and lows...
The recurring theme:
Ask and ye shall receive.
Her cup now runneth over and its all she can do to enjoy what she has and to stop running from her fears.
Fears that are all too often shadows of a past long ago; fears that are perhaps not even her own.

So, she will not stand in the way of her own light;
and if anyone likens to shine with her they need not worry about making mistakes,
those just fall to the way side.
Negativity will no longer gravitate nor draw her in.

Her mind will not be manipulated and conned nor deceived.
If she is a fool, it is for but a brief pulse in time.
Esta chica aqui es muy inteligente!
She will always reground, finding a way home to the self that reassures and hushes the fears away;
the fears of a little girl who's lost her way and not sure where to find her dreams.
What to do with the feeling of being unfulfilled?
No matter where she turns or who she encounters the answer will never be found until she looks within;
the strength is there.

So, hush little baby...
I am a woman, proud of myself, but never too proud; I'll keep learning.
As I do (and I quote):
"I'm me...take it or leave it, but trust when I say, it'll be your loss, not mine."

Copyright 2009 Nicole Molino

If this is your first time receiving an email from me through http://www.bringingupfamily.blogspot.com/,
please take a moment to link to my blog and take a look around.
I do not keep your email on a regular email list, I just pick and choose up to 10 contacts with the first blog of the month.
If you would like to follow me please look for the Followers link on my blog.

Thank you for your time and consideration :)
 Happy Holidays!!!!!

~*Nicole Molino*~
XOXO

Real Life vs. Dreams

So there are spies in the President's presence and Tiger Woods is having an affair! Hot topics huh? Did you realize that we are a World at War? A little too much to swallow. How do we go about these days and times still finding a way to enrich and enjoy ourselves. If you had a few extra dollars and the means to get away, where would it be?
I'd plan my dream wedding and be a princess for a day...treated like a queen for the rest of our lives.
Maybe you'd come along with me to travel the farthest reaches of this world and this galaxy.
I'm learning to be patient with myself. What a concept! An ah ha moment, for sure. I'm learning all the time too, and for now I'm going to cuddle my baby back to sleep.
Goodnight. 9:57pm 11/30/09
25 days to Christmas!

Satin and Lace

There she is, that girl in the back, there... past the crowd to the far dark corner. There shone the light of glittering pink against lacey black. Her reactions irrational and overwhelming. Her blond teased-so-high hair glowing around her.

Strip away the past, it poisons the future. Burn it away, refiner's fire. All emotional regret, never again to fret. Stronger than before and weakened because more exposed. What are all the secrets for? 

Get it all out, sort it good from bad. The pieces lay where they fall, ready to be picked up again.

And so it goes....

This life is a beautiful one, FEAR can over take and rip your heart to shreds. 

See how the cool winds blow wisps of angel hair against rosy skin.  

Judgment placed by whispers in the distance, what do you see now? Has it all just stayed the same?

Why is it that when you see her you fear her? You just don't understand her. This shadow girl in pink and black, here to stay. 

What if there was really nothing wrong? Nothing to fix? Everything's just fine. 
How many times to be made a fool enabling those around to justify the way they mistreat and hurt and repeat the history that she was told to be her fate. What if this fate can be rewritten? Her way to heaven's gate?  
Surely, she can be the one to hold the key and forge a path, healing will come. 

Healing in our love and understanding, our ability to come undone. Gently. Stronger now.

She finds solutions to her problems, perhaps not always the most appropriate. 
How better it would be to handle the balancing act by sharing with those who care enough to lend an ear and a hand. 

In her desperation, she found that love hadn't run nor slipped elusively away. They both needed time to heal and the strength is a bond nothing can shake. 

Standing firmly, grounded in determination and faith, not living by fear and guilt. Living in love and thoughtful compassion, she waits and pursues her dreams. Making them come true one by one.

Raising a family is no simple matter. It takes a commitment like no other, Patience like a saint, Love that is forgiving. Always appreciate that nothing is as it seems. 

  
Copyright 2009 Nicole Molino

She's not going anywhere. Love is here to stay.

He will not steal her joy
will not rip it away
NO

She will not feed the sarcasm
the never ending cycle
NO

If only she could run away and disappear
Start over new
NO

Break the chains
End the downward spiral
Birth each moment renewed

Why did she care so deep?
Farther than soul and breath
Full of love
Still upset

Choices made with rushed passionate urgency
thoughts of consequence tossed like waste
stripped bare flesh
cover me oh love

God alone knows the depth of pain
no fear
no shame
Blameless innocent love

You are who you are
I am who I am
And I love you so deeply my love

Copyright 2009 Nicole Molino

November Freebies

The following Link connects you to Free Health and Dental Clinics in your area.

Free Medical Featured on CNN Heroes

Bible Study

I will start the month of November with a study of the book of Psalms. I will be using the Holy Bible, King James Version, Jimmy Swaggart Reference Edition. This particular Bible was presented to my Mother from my Father many years ago and has been passed along to me.

The Book of Psalms

"Psalm 1 

1 Blessed is the man that walketh not in the counsel of the ungodly, nor standeth in the way of sinners, nor sitteth in the seat of the scournful.
2 But his delight is in the law of the LORD; and in his law doth he meditate day and night.
3 And he shall be like a tree planted by the rivers of water, that bringeth forth his fruit in his season; his leaf also shall not wither; and whatsoever he doeth shall prosper.
4 The ungodly are not so: but are like the chaff which the wind driveth away.
5 Therefore the ungodly shall not stand in the judgment, nor sinners in the congregation of the righteous.
6 For the LORD knoweth the way of the righteous: but the way of the ungodly shall perish."

The book of Psalms is always my favorite place to start when it comes to my devotional reading. From the time of my childhood, I have been raised to know and sing praises to God. Verse 3 brings back memories of a song we'd sing in children's church, praise and worship and vacation bible school. My goal in sharing the scriptures with you is to embark on a deeper knowledge of God's word together.

Please check back regularly for further time in the Word.
Have a great day!

Remember Somer Thompson

Snatched after school and murdered, her body left lifeless in a garbage dump. Today, strangers felt compelled to stand up for the little girl and family in remembrance of her sweet, innocent and short life. The Memorial Service that came too soon is somewhere I am also, in heart.

How precious are our babies? Our children are blessings, full of hope and innocent wonder. It can be easy to get lost in the woes of the adult world.

As parents or just someone who cares about the children in your life, be cautious and keep the children well supervised. Obviously, if you're not watching them, some one else is. Talk to your kids about bodily fluids and stranger danger no matter how old they are. Danger lerks in many shapes and forms.

We should rethink our comfort zones. Take time to implement new rules and consequences. Children thrive with structure. Role play and communicate with our children. Really talk to them about sensitive issues so they are prepared with how best to handle the situation when you're not around to turn to.

And of course, hug them and kiss them and tell them they're good, the best, everything we ever wanted in a child. Remind them and ourselves we were also once children. Enjoy your time together and have lots of family fun nights.

My children tell me things that blow me away, they have such deep thoughts. I will cherish them always.

Take Care of a Child With Swine Flu - wikiHow

Take Care of a Child With Swine Flu - wikiHow

How to Take Care of a Child With Swine Flu

from wikiHow - The How to Manual That You Can Edit
With all the publicity surrounding swine flu, it is easy to become overwhelmed with conflicting advice. There's no need to panic; so far, the swine flu doesn't seem to be any more devastating than the seasonal flu. Seasonal flu is estimated to hospitalize 200,000 and kill 36,000 people in the US every year.[1] The key to keeping the swine flu relatively benign is to take precautions. If your child becomes ill, you can follow these common-sense steps to manage the illness and prevent further spread.

Steps

1. Decide whether to keep the child home. It's ultimately up to you to make the judgment call as to whether your child has the common cold or the flu. Some people think that the difference between a cold and the flu is a fever, but many people who contracted the 2009 H1N1 flu (hereafter referred to by its more popular name, the swine flu) never had a fever. Ideally, you should keep your child home if there is any sneezing, coughing, sore throat, or any of the other symptoms of a common cold. (My Edit)~*Weigh out whether or not to take your child to a doctor, because most physicians aren't testing for swine flu. However, be sure to watch for signs of Infection and Distress. This is the time of year when respiratory, sinus and eye infections become all too common. If your child has a history of bronchial or asthmatic conditions, be sure to have your child on controller medication. The worst feeling is that of a child who can barely breathe. If you do not have health insurance and access to a doctor, or the local urgent care clinic is far too expensive, an alternative is to visit the local health food or nutrition store and seek a natural alternative to bring the health back to your child and family.~*[2][3]
   
   • The only way you can be reasonably sure your child doesn't have the swine flu is if he or she got the complete swine flu vaccine, and their immune system has had a chance to protect itself. Children are protected from swine flu starting 10 days after their last required dose. Children over 10 only need one dose, but children under 10 need two, 21 days apart.[4] So if it hasn't been 10 days after your child's last required dose, he or she might still have contracted the swine flu.
   
   
2. Isolate your child until the symptoms subside. The most important thing is to make sure your child doesn't spread the virus. Practice good hygiene, and teach the child to do the same, if they are old enough. Whether the child has the common cold, the seasonal flu, or the swine flu, it's best to keep the virus contained. Even if the child doesn't have the swine flu, his or her immune system will be kept busy by the cold or seasonal flu virus, making them more susceptible to the swine flu. That's why it's important to limit your child's contact with people (including you and others in the household)--both for their protection, and that of everyone else.
   
   • If you're especially vulnerable to swine flu, like if you're pregnant or have a compromised immune system, you should see if you can get someone else to take care of the child. Likewise, it's especially important to keep the sick child as isolated as possible from young adults and other children (who seem to be particularly vulnerable to swine flu[5]) in the household, or anyone else who is considered especially vulnerable. Even if you get vaccinated immediately, there are still about 10 days before the vaccine kicks in.
   
   
3. Nurse the child to health. The following tips will help your child recover faster:
   
   • Give fluids to make sure your child is properly hydrated. These can include tea, broth, diluted fruit juice, or water. Make sure there is nutritional value in some of the liquids
   • Chicken soup is traditionally considered helpful. For the full benefit, use chicken stock, not "chicken flavor soup".
   • Allow your child to rest. Make him or her comfortable, and keep the room quiet enough to allow naps. If your child is awake, offer some calm activities he or she can do in bed, such as coloring or reading.
   • Monitor your child's temperature with a home thermometer. Young children have difficulties regulating body temperature, and may require intervention if the fever runs too high. If this happens, give mild fever reducers designed for children. This will help reduce fever and inflammation, and make your child more comfortable. Remember; do not give a child under the age of 19 aspirin or salicylate containing products as this may trigger Reye's Syndrome. For more information about Reye's Syndrome, go to; www.ReyesSyndrome.Org.
   
   
4. Get your child immediate medical attention if he or she exhibits any of the following:[2]
   
   • fast breathing or trouble breathing
   • bluish or gray skin color
   • not drinking enough fluids
   • severe or persistent vomiting
   • not waking up or interacting
   • so irritable that he does not want to be held
   • flulike symptoms that improve but then return with fever and a worse cough
   
   
5. Get yourself immediate medical attention if you (or any of the adults in the house) exhibit any of the following:[2]
   
   • difficulty breathing or chest pain
   • purple or blue discoloration of the lips
   • vomiting and inability to keep liquids down
   • signs of dehydration, such as feeling dizzy when standing or being unable to urinate
   
   
6. Decide whether to get the child vaccinated. If the child hasn't gotten vaccinated against either kind of flu yet, you'll have to decide whether to do so once he or she has recovered. If you're confident the child had the swine flu, it'll be unnecessary to get them vaccinated because their immune system will already have developed its defenses against the virus. If you're unsure what kind of virus your child had, however, check with a doctor about how to proceed. See also How to Get a Flu Shot
   
   • You should get vaccinated, too, if you didn't get sick. If you missed work to take care of the child, and you lucked out and didn't catch a virus, then the last thing you want to do is catch one from someone else and end up having to stay home again.
   
   

Tips

• The symptoms of swine flu are very similar to those of seasonal flu. The danger in swine flu is in how quickly it can spread, and that it's more likely than the seasonal flu to affect children, adolescents, and young adults[6] who are more likely to gather in large groups (i.e. school).[1]
• Fevers are part of the body's natural immune response and help to kill off infections. Read the linked reference for more information about beneficial fevers. [7]

Article provided by wikiHow, a wiki how-to manual. Please edit this article and find author credits at the original wikiHow article on How to Take Care of a Child With Swine Flu. All content on wikiHow can be shared under a Creative Commons license.

Terror Level is an Anti-Christian response

But when ye shall hear of wars and commotions, be not terrified: for these things must first come to pass; but the end [is] not by and by. (Luke 21:9)

Anti-Violence education is needed for our young people and those in position of leadership with them.

Title: Beyond victims and villains: addressing sexual violence in the education sector.
Author: Mirsky J
Source: London, England, Panos Institute, 2003. 56 p. (Panos Report No. 47)
Abstract: In the last 10 years, the issue of gender violence has moved steadily up the world’s agenda. Sexual, physical and psychological violence causes as much of a burden of ill health and death among women aged 15 to 44 as cancer – and more than malaria and traffic accidents combined. But the fact that so many women are abused, mostly by men they know, is still something that most people don’t want to think about – and which legislation and policy are only slowly addressing. Sexual violence and harassment in schools, universities and higher education institutes, is even further from people’s minds. Educational institutions are supposed to be places of growth and learning for students. As such, they are regarded as “safe”. But this is not always the case. Recent research studies worldwide reveal that sexual violence in the education sector is an unaddressed problem. It ranges from groping female students in the cafeteria queue, to rape. Often it involves peers, but teachers and other staff are also perpetrators. Male and female students are both affected, but there is a significant gender gap, with girls and young women experiencing much higher levels of violence, reflecting broader gender inequalities in society. Sexual violence and harassment violates women’s and girls’ human rights and damages their physical and psychological health. It undermines the pursuit of internationally agreed public health goals to enable adolescents to deal in a positive way with their sexuality, and to reduce unintended pregnancies and sexually transmitted infections including HIV infection. For girls and young women, it severely limits their ability to achieve their educational potential. For society, therefore, it undercuts the transformatory power of education. Female education has been shown not only to contribute to improved family health but to be a major driver of social and economic development. Increasingly, universities are drawing on the lessons of sexual violence research and activism and the experience of sexual harassment policies in the workplace to develop guidelines for students and staff. Addressing and preventing sexual violence in the secondary and primary educational sectors is complex, due to the age range of students and the professional responsibilities – and power – held by teachers. A wide range of strategies is required, from effective legislation and clear policy guidelines to age-appropriate educational initiatives incorporated in life skills, sexuality, HIV/AIDS education and the broader curricula. For younger students, issues need to be addressed in a way that is in keeping with their cognitive and emotional development. Concepts such as equality and rights can be raised within the context of promoting respectful, loving relationships, or within conflict resolution and anti-bullying strategies. (excerpt)

COMMUNICATION: NUTRITION

The mommies are talking and its all about nutrition. My favorite side dish is broccoli and cauliflower or salad.The more green veggies the better! They will flush out the fats and cholesterol.

Breakfast:

Egg white omelet with fat free cheddar, mushrooms and orange pepper cooked with non stick butter flavored spray

topped with a little spicy ranch dressing

thin slice of part skim mozzarella on the side

cup of coffee with flavored creamer

water

half bagel with low fat cream cheese and blackberry jam.

The rest of the day will be a liquid diet with yogurt and protein drinks. Dinner will include chicken breast and veggies.
I am feeling bloated today.

We had oven baked pizza last night! No wonder.

I will try to get some yoga in later today or a walk this evening.

My Quotes

This is just a taste of what it takes to raise a family. Peer into my soul and see what it takes for a stay at home mom of nearly five years to avoid desperation and really make things work!

South Florida's First Chill

St. Lucie is feeling 60 degrees!
West Palm Beach, 61!
Broward, reporting 64!

The New Yorker in mom makes her want to lay as bare as possible and soak this chill all up. Meanwhile, the Floridian that she has proudly become, is FREEZING!

Everyone is sleeping soundly, the cold makes you hibernate a bit. Mom can't help but stay up and open the window just enough to cycle the crisp clean air into the room.

Breathe the cool air in, slow and deep.
Cuddle up under blankets and snuggle.
Off to sleep.

Copyright 2009 Nicole Molino

Boy Crazy

Growing up, she was always boy crazy; quickly falling in love with any cute boy in close enough proximity. Kissie face and glowing.
Pretending and dreaming, yearning for the day that life would fulfill all the beautiful self prophecy.

How is it that she leaves her dreams behind?
decisions must be weighed out
self less, sacrificing all of self for them
Left to the wayside
All to protect his feelings.

Her mother did it too.
They are strong women
how do they lay defeated?
Weakened by the fall.

Copyright 2009 Nicole Molino

Poetry In Her 20's

"(When) I was about 12, I guess, I read the statement, 'I am a human being. Nothing human can be alien to me.' The statement is so complex, so simple," she says, quoting the Roman playwright Terence.
"Homo sum: humani nil a me alienum puto.' I have been internalizing that all my life. So if Kobe Abe of Japan thinks a great thought, if Federico Garcia Lorca, or Carlos Santana writes a great line of music or a great poem, Balzac and Wole Soyinka ... ALL of it is mine. And I take it all!"
-Maya Angelou

Love is like a dream
Never lost
Navigate her way through
He is on her mind
Living here
Dreaming there
Living by His terms

No more babies
Clip, cut, tie, burn
Factory shut down
Convienient responsible descision
Sad through and through
She gave it up for him
She knew better for herself
Children to provide for
Leave the dream for lullabyes

Poverty is comsuming
Drowning
Where's His Strength?
Floating
Learning
Growing Stronger
Better every step
Think Success
Breathe Full breaths
Dance to the beat
Living By Her terms

Copyright 2009 Nicole Molino

Happiness Is A Choice

Thunder Quiet
That calm moment after the strike
The negative pulse of electricity charged with sound

My breasts feel heavy
A chest weighed with eerie fears and hopes

Reality
People are not who they seem they are
My English betrays me
My lack of Spanish too

Culture, Church
Tradition
Bravery
Lost in side
Find my way
Make it through

Life continues and responsibility is lying out of reach
Out of control
Turmoil Soul
Can never find peace

My thoughts betray me
I cannot always believe them
Negative Lies
Sultry Lines
Confusion peaks


Happiness is my responsibility
Careful choice
My response is key
Forgiveness that is practiced
Ending grief
Healing
Finding Peace

Copyright 2009 Nicole Molino

October Freebies, Services and Events

This month is the debut of my Freebies, Services and Events. As the month continues, I will add content. Be sure to check back often!

Freebies

2010 Women's Health Calendar

Free mini eye makeup brush set and case
Every month a new free item through American Eagle

Volunteer and get a Free Day at Disney!

Pressure Cooker Boneless Beef Short Ribs

A pressure cooker is my favorite toy these days.

This quick slow cooked meal was ready in about two hours. The succulent boneless beef short ribs were gobbled up so fast, I didn't even have time to think of getting out the camera!

I love making soul food. I take my own style of seasonings and timing and make the meal with love. You may change anything here to suit your own taste.

I used a non stick skillet to heat enough canola oil to coat the pan, over medium heat.

Next, season about 3 lbs. of boneless beef short ribs with salt and black pepper. I had to brown them in batches. Spoon flour onto a plate and season it with a bit of salt and pepper. Coat each rib liberally with the seasoned flour and gently place it into the hot skillet. It will sizzle and caramelize with a delicious brown crust. Do not disturb while it browns for about 3-4 minutes each side. If you'd like it to brown further, keep a close eye on it and rotate evenly.

While the short ribs brown, fill the pressure cooker a little less than half way with water and place over medium heat.

To this, add your diced or pureed veggies such as garlic, onions, green peppers, scallions, cilantro. This combination is a base for a green colored sofrito that can be used to season all kinds of meat and poultry dishes.

Add your dry spices and powders such as culantro, paprika, annato, garlic powder, onion powder, crushed red pepper flakes, a light sprinkle of cayenne pepper, iodized salt and black pepper. (I am a believer in Iodized salt as it supports good mental health. I also season with which ever I have on hand.)

Add to the pot a dash of seasoned salt, a few dabs of spicy brown mustard, a spoon or two of beef base or bullion, a splash of red wine vinegar and a few forks of banana peppers. The point is to infuse the short ribs with a punch of flavor accented by the tenderness of the pressure cooked melt in your mouth meat. Whatever your personal style and flavor, experiment a bit considering complimentary flavors.

Add the short ribs to the pot. It should cover them completely without far passing the half way mark, give or take. To prevent any foaming add oil and a dash of salt.

Dot not be afraid to close the pressure cooker while the dish has already started cooking. There needs to be an accumulation of pressure before it will be dangerous.

Continue cooking over medium to medium high heat. As you hear the pressure cooker start to blow it's magic whistle, listen to it while you gauge how much to lower the heat. Once you start to hear it sing, maintain over a medium flame for at least 30 minutes before lowering it some more while allowing it to simmer under pressure.

For about another 30 minutes, continue over a medium low flame. There is no need to stir or handle the pressure cooker what so ever. Depending on how tender you'd like your short ribs, you can turn the flame to low for another 20 or so minutes OR continue to pressurize over medium low heat for another 30 minutes.

Once you've done a low cook, shut the heat off completely. It will still continue to cook. After about 5 minutes, I prop a utensil against the spout and stand clear while the pressure releases. I do not recommend cooling the pot off in the sink with running water. It is too risky to move the hot pressurized pot and the temperature may cool too much, making it take on an undesirable flavor and consistency.

Once all the pressure has been released, you are free to open the pot. The broth should be rich, yet may still be thin. To thicken you can add a flour water mixture. A few spoons of flour with water incorporated to a smooth consistency. If you'd like a stroganoff flavor, you can sparingly thin sour cream with milk or cream and incorporate to the broth.

The boneless short ribs are perfect served with crusty bread for dipping in the broth, a sort of au jus. Pastas, potatoes or rice go great accompanied as well. Fresh veggies or fruit along side will brighten the palette.

The ribs are not greasy or fatty and are fork tender. Infusion of all the flavors make each bite a treat!

Make sure to properly store left overs and rinse your pot thoroughly, allowing it to soak for a few minutes making it easier to clean. Try not to scratch with abrasives. Clean the lid well and if your pieces detach, clean each part with care. Drip dry and coat the plastic ring with a bit of cooking oil to store.

I hope you enjoy your pressure cooker as much as my family and I do!~*

Recommended Ingredient List

3 lbs boneless beef short ribs
canola oil
flour
iodized salt
black pepper
half pot of water
garlic
onions
green peppers
scallions
cilantro
spicy brown mustard
beef base or bullion
red wine vinegar
banana peppers
dry spices and powders:
culantro
paprika
annato
garlic powder
onion powder
crushed red pepper flakes
cayenne pepper

COPYRIGHT 2009 NICOLE MOLINO~*

A Commentary on President Barack Obama's Health Care Reform Speech*~

To whom it may concern,

A hug and shake for every man. A cheek and kiss for every woman. This is how President Barack Obama entered the auditorium on the evening of Wednesday 9/9/09. Weeks later, our country has barely inched towards an agreement on Health Care reform. There is no definitive way to make everyone happy, is there? It would seem an impossible task. Getting lost in all the technical jargon, is the Humanity; medical care for human kind. Seems pretty simple, but of course it's entirely complicated. There are bills to be paid, incomes to inflate, training and waste and bureaucracy. Where is the accountability? An oath is simply not enough. Health care is another industry over run with corruption; you can't even trust the medication you take won't make you die or at least suicidal.

The President opened his speech by introducing John Dingell Jr., whom has followed his father's lead of proposing country wide health insurance before every Congress since 1933. What is it about health insurance that has taken us nearly a century to this point and yet we still fail to provide coverage for every American? Isn't it a moral and ethical right for the country that is the most charitable to take care of the health of it's own people? Perhaps there are too many questions and not enough answers.

President Obama spoke of people who met death only because their insurance providers put up so much red tape that the delay of appropriate care was fatal. Therefore, this is not an issue of simply insuring the uninsured. Rather, the health care industry as a whole is a system riddled with greed, certainly lacking moral and ethic. How do we replace these values in a society that has long removed God from the decision making equation? There is even talk of a Death Panel, most recently being alleged by former Alaskan Governor Sarah Palin. Do a little Google-ing and you are swamped in commentary on the subject. The most shocking thing is, the claim is essentially true. The health insurance industry acts in such a way as to override a doctor's recommendation of care in name of the bottom line and profit, at the cost of human life. How shall we do away with the notion of survival of the fittest? It even seems that we will never see cures to AIDS, Cancer, Asthma, Diabetes, etc. It disgusts me to ponder the prospect of never seeing an end of these and countless other terrible diseases as long as the almighty dollar trumps the use of a crucial or hidden resources.

So my question, to every representative of The People, would be "For Whom do You stand for?

The insurance cronies who make campaign contributions?

The pharmaceuticals who clearly spend millions a year on television advertising (where does that money come from?)

That leads me to think drugs would be a whole lot less expensive if it were illegal for drug companies to rage advertising campaigns when the decision of medication should be one offered by the doctor after thorough blood and other routine screenings direct the doctor to prescribe the medication to his or her patient based on specific guidelines.

Perhaps our Representatives stand for the business owner who can't afford to contribute to the employees health care or is too greedy to offer.

Then there is the employee his or herself, maybe a single parent who doesn't qualify for medicaid since her $0.50 per hour raise has disqualified her children from medicaid and she now has to foot $500 per month in premiums for her employer provided health plan. That raise of $1,040 per year has just cost her $6000 per year in premiums. Not to mention the other out of pocket expenses such as co-payments, deductibles, testing that the insurance won't cover, medication co-payments or medications that aren't covered either. The list goes on.

How is it that the poverty line has gobbled up the lower and middle classes ability to pay for health care, yet there are big shots making record bonuses and profits within the industry?

Or perhaps Mr. or Mrs. Representative, you might stand for the person without any job or access to health insurance. These are the very least of us who should be required to be covered. Consider it a charitable contribution and make it mandatory for the industry to pick these people up, do not however penalize the person for not going out and getting covered.

Tell me for whom do you stand? If you do not stand for the very least to the very greatest of us then you do not stand For The People and are there by corrupt and should be removed.

Now my question for the people is "What will you do to hold our Representatives accountable?"

I have written this blog and a copy will be mailed to each of my local Representatives I have a stamp to send it too. I even give permission for you to simply print this out and mail it off yourself. If you the reader need help figuring out to whom and where to mail this off to, just leave me a comment and I will do the research for you.

I call for transparency and accountability in the health insurance industry.

I call for ethical and moral standards within the industry.

I call for plans and implementation to cures for AIDS, Cancer, Asthma, Diabetes and an end to other terrible diseases.

I call for reviews that document and examine what luxuries can be done without, necessities that must be available, waste, bonuses and premiums.

There must be caps on premiums and fee increases in conjunction with implementation of patient income directed sliding scales.

There must be speedy dates set that a sick patient will receive appropriate care otherwise the industry will be penalized. There must not be avoidable deaths!

We can continue this list here all night, please try to come up with your own and spread the word that you stand for health care rights!

Signed,


A concerned constituent

Copyright 2009 Nicole Molino

Remembering 9/11: Eight Years Later

Coming Soon!!!

Mission: Back to school shopping Part 1

Back to school shopping went well today. Weeding through the racks went fast. Making it through the isles of clothes was like playing bumper carts!

Constantly keeping watch, purposefully searching; I made it out alive and with a couple of things for me too!

Full bellies, sleepy heads...dreaming of ....what do little boys dream of?

Train tracks and apple jacks
game boys and lots of toys
car rides and music playing out the story of a life

chica on a journey
dreaming with her boys
loving every minute of it
the ride
whirling
dropping

stopping with a happy laugh and a rush of dizzy footed stability
back around to ride again

School is on its way! This is the time of year that focuses on organization and preparation. Make it about the kids and keep it fun and lite. Stay up late just a few more times because schedule is back in place for hard work, good grades and great times!

Enjoy every moment~*

No Back to School Tax Free Holiday?!

So, there's no tax free back to school holiday this year. From what I read, it wasn't even brought up for a vote. Thanks Flori-duh! Wow, they love to stick it to us here? So here's what I propose:

Grab the local ads and go shopping. Haggle with the cashiers and supervisors, managers if you have to, to give you a price match. Play lets make a deal. Make sure to say,

"There's no Back To School Tax Free Holiday, isn't there something you can do to help me out?"

Remember, you get more with honey than with vinegar, so be kind. And if need be, take your business else where. Just make sure its worth the gas.

And when I have the time, probably Monday, I'll be sure to write my local representatives. Slackers!


Copyright 2009 Nicole Molino

Morning Rise

Fresh biscuits straight out the oven. Hot singe against skilled skin, transfer onto cooling racks. Warmth radiating on her glowing face. She can almost feel the heaviness in her stomach, they've averted hunger yet again. All things considered, life is good. The rush, of getting the biscuits done in time for Papi to make it out the door and swiftly down to work by carpool, has Mami's high blood pressure reaching for a tall glass of ice chilled filtered water and the tiny round pill, take twice daily. Not yet though, she has to eat with it; and who can eat with that heavy feeling? No, not yet. Too many tasks are waiting to get done without the race of little feet and hands flying and grabbing. It's far too quiet. Sleeping babes will soon erupt with sounds liking a herd of elephants coming down the stairs, if elephants lived in townhouses that could support their weight.
I'm just waiting for the day those big foot's in the making come crashing through the ceiling.
Thoughts of buying a single story house with solid foundation and the strongest floor a mother can have installed rush by Mami's mind's eye.
One day...
So many hopes and dreams. What were those of my grandmother and her mother before? My house is far quieter and less crowded than theirs. We are household size 4. Imagine 11 people! More! I miss my cousins and aunts and uncles. Why do I feel so empty sometimes? That is not what I want for my children. That is my push and drive, to stay connected and build us stronger. The family is my core, God is our Father. What blessings we have over us! Thank you Lord for making me whole!
It's always amazing to me the times God answers so quickly. He's always watching over. Although, I know he's had to walk away sometimes. I can't even watch that! *Laughter fills my soul*


Copyright 2009 Nicole Molino

Sexy Budgeting

Sexy Budgeting?!
How else could I get your attention? LOL
I've often heard that the number one reason couples argue and split is over finances. Believe me, hubby and I have had our share of money battles. During the course of five years we've been together, we've finally come to a happy routine.
Happiness doesn't last forever. It takes up keep. Sometimes a regular maintenance may be in order .

When I thought of the title for this piece, I envisioned finance sex as a way to reward ourselves for a budget well kept. Hey, it's free, and there's always room for free in our budget! Perhaps you can entice your partner to be mindful of their spending by making it sexy. I must warn you though, organization is hot and saving is climatic! Have you changed your thinking about budgeting yet? Turned on right? Now, lets get down and dirty!

My Sexy Budgeting Plan- Toys:

• Calendar (I use a small one that can slide in the outside pocket of my binder)

• Binder w/ Pockets and Dividers

• Bills (Alphabetized to hole punch and put into divided sections)

• Calculator ( I use the one on my computer for balancing and keep a small one handy in my purse to finger when shopping)

• Hole Punch (nothing fancy, I use a single but wish I had invested in the three hole...what can I say: I'm cheap!)

• Pens/Pencils

• Check and Credit cards

• Check books and rosters

• Work Area (computer & desk, filing cabinet, bookshelves)

A helpful tool is anything that will keep the kids busy and quiet. Math activities are a great idea, the whole family can work with numbers!

Without getting overly complex, I have developed a simple system. This has evolved from designating funds for a specific bill or "want".

Before setting a budget, it's important to have pay stubs available. Pull the last four weeks of pay and give yourself a running total of how much money is available to budget, spend and save.

For the last 4 years I have been a stay at home mom and we have only one income for our family. An income that my hardworking man breaks his back to provide! When paying for things, we are lining someone else's pockets, of course. I have yet to discover a way to adequately line my own... as I know many of you out there are in the same boat with us. In this market of survival of the fittest, I'm taking back my man's hard earned money! This means eliminating the luxuries. To see where all that money is going, it's important to save an entire month of receipts. Use your notebook to categorize a running total of the non-bill expenses. Convenience, hygiene, food, etc. Do you have more receipts spent on take or dining out than groceries? Decide what are necessities. Re-evaluate where you can get creative and cut back. You'll be surprised how much you can put towards another bill or be able to save for a wish list item.

The WISH LIST is a page where all the non essential items you really want go. Remember, these items you do not absolutely need to survive. This is where all those shopping spree's go to wait for the money to be budgeted and saved for. My wish list currently includes new work boots for my hubby, school supplies and clothes for the kids and crocheting and knitting material for myself.

Now for those bills and your calendar.

My Budgeting Plan- Maintenance:

• Plot each bill on its due date.

• Count how many paychecks between now and due.

• Divide the amount of the bill by how many paychecks you have till due.

• This is how much you will have to designate from each check for bill payment.

• Insert each amount on the pay date.

Once I have a total for the week, I do some banking. I have separate accounts for bills and spending. The bill money is NOT TO TOUCH. It is not an overdraft account either. This money is already not our own. The goal and purpose of budgeting this way is to ensure the bills are paid in their entirety and on time. The spending money is an allowance for gas, groceries and essentials. Designate a savings account for a set amount to go into it each week, set it and forget it! Even if it's as little as $10 per week, it will start to add up.

Maybe one of these days, when I can afford to replace this computer, I can learn to use some budgeting software. Until then, this method helps keep my sanity. There is maintenance required in budgeting. I sit down with the budget every pay day and keep a well maintained roster as we spend. Tracking my accounts on my own has exposed bank errors. Just recently, I received a new bank card and both my accounts were debited for one transaction. If I hadn't caught this mistake I'd be out a chunk of much needed cash and the vendor wouldn't have cared to return the money, which is my assumption. I know how much money I have before the bank shows it cleared. The bank lines their pockets on those people that don't balance themselves thereby causing overdraft, resulting in the bank making out on so many fees. As you budget for yourself and your family in this Oh So Sexy way, don't be afraid to call the bill collectors and bank to discuss waiving fees or special promotions. This day and age everyone is willing to work with you. It may take a few return calls and speaking to different people, but it's well worth the effort. If you don't feel comfortable being transferred to another person, simply end the call and call back. Chances are you will be connected to a different person, hopefully someone that knows how to give you what you need...and what is more satisfying than that? Not much!

Please contact me with any questions or suggestions.
If you are looking for a bank, please check out Wachovia. If you choose to bank there, please consider the Refer a Friend program and let them know Nicole Molino sent you. Thanks!


copyright 2009 Nicole Molino